Ontario Renovation Rebates Finder
Use this Ontario renovation rebates finder to narrow the program questions you need to ask before you set a construction budget. The type of work matters first: replacing finishes, improving drainage, creating a qualifying family unit and reducing energy use are different funding questions.
Which programs are worth checking for your renovation?
A flood-protection device, an accessibility change, a family suite and an energy upgrade each follow different rules. Answer a few project questions to find official programs that may fit. The administrator decides eligibility.
Programs to check
The four cards below cover different work. They are possible leads for your planning, not an application, approval or promised payment. Check the timing, property and contractor conditions before spending.
Toronto flood-protection subsidy
Needs more information
Up to 80% of eligible invoiced cost, capped at $6,650 per property
Appears for flood-protection work in Toronto. Listed assessments and devices may qualify; ordinary finishing does not.
Still to confirm: Confirm an eligible single-family, duplex, triplex or fourplex property, City contractor licence for the exact work class, any required backwater-valve permit, downspout/debt/device limits and application timing. Expanded amounts apply to eligible work completed on or after November 12, 2025. This finder does not state that Capable qualifies for subsidized work.
Checked October 2, 2026 · View official rules
Multigenerational Home Renovation Tax Credit
Needs more information
2025 tax year: 14.5% of up to $50,000 in qualifying expenses; maximum $7,250
Appears for a self-contained family suite when the senior/disability and qualifying-relative conditions may fit.
Still to confirm: Confirm the qualifying individual, relative, dwelling, renovation and expense rules. CRA currently shows 2025 amounts here; check current tax-year rules for 2026 work. Keep records and establish the qualifying scope before construction.
Checked October 2, 2026 · View official rules
Home Accessibility Tax Credit
Needs more information
Up to $20,000 of eligible expenses per year — not a $20,000 refund
Appears for permanent accessibility or safety changes involving a qualifying person aged 65+ or eligible for the disability tax credit.
Still to confirm: Confirm the household, dwelling and permanent qualifying work. Routine repairs and ordinary appliances are not a substitute for qualifying accessibility work. Keep documentation; confirm the relevant tax-year credit rate with CRA.
Checked October 2, 2026 · View official rules
Home Renovation Savings
Needs more information
Examples: bundle insulation up to $7,700; eligible cold-climate air-source heat pump up to $7,500
Appears for energy upgrades. The program offers assessment-based bundles and eligible single-upgrade routes with different conditions.
Still to confirm: For the bundle, arrange the required pre-work energy assessment and complete two or more qualifying upgrades. Single-upgrade routes have their own product/size and contractor conditions. Check the official page for current availability and deadlines before buying or starting work.
Checked October 2, 2026 · View official rules
Official program pages checked October 2, 2026. Dates that are not confirmed: check the official page. No personal information is stored or submitted by this finder.
The planning examples remain readable without JavaScript. Interactive results require JavaScript; use the guide and existing inquiry link for your scope.
Check the sequence before you commit
Start with the work you intend to buy, then open the official rules from the matching card. Make a note of the assessment, contractor, product and documentation steps that apply to that work. A quote should separate the construction scope from an amount you hope to recover later.
If work has started, use the timing selector honestly. Some routes need action before construction; others review eligible expenses after completion. A possible match is a reason to check the rules, not a reason to assume your completed work qualifies.
Keep tax credits separate from subsidies
A tax credit is claimed through the tax return under its own household, expense and tax-year rules. A subsidy or rebate is administered by its program and may require an application, inspection or approved equipment. The displayed maximum is not a promise that your project will receive it.
Planning a basement?
Read our basement-specific rebates and tax-credit guide for the fuller decision about finishing, a family unit and flood protection. The finder here also covers accessibility and energy work elsewhere in the home.
Questions before using a possible match
Can I subtract the maximum from my renovation estimate?
Wait until the administrator or tax rules establish the eligible scope and expenses. Keep the gross construction budget visible so a funding assumption does not conceal the amount you need to pay for the work.
Does a match confirm the contractor qualifies?
No. Confirm the precise licence, registration or program-contractor requirement directly. This tool makes no contractor qualification claim.
What happens to these answers?
They change the cards in your browser. This finder sends no application, stores no profile and requests no income, identification or medical document.
