Home Renovation in Toronto, Planned and Priced as One Project

The house you’d move for, without moving. One team renovates it top to bottom, with a fixed price for the agreed scope and a finish date in writing.

Capable Group starts four new projects a month across all services.

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$5M+ Insured & WSIB

Liability coverage and WSIB status can be shown before work starts, so homeowners know who is responsible on site.

Permit & Code Planning

We flag permit, structure, plumbing, electrical, and legal-suite questions before a quote is treated as final.

Fixed-Scope Pricing

Once the scope is confirmed, pricing is itemized so changes are tied to approved scope changes, not vague extras.

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Several rooms. One renovation team.

“They updated our kitchen and three bathrooms.”
Lois · Kitchen and bathroom renovation · April 3, 2025
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What does a whole-home renovation cost in Toronto?

GTA market planning ranges depend on the work, not just the size of the house:

  • Finish-led update: $100–$175 per renovated square foot. A lighter scope that retains more of the existing layout and systems.
  • Comprehensive renovation: $175–$300 per renovated square foot.
  • Structural or high-end transformation: above $300 per renovated square foot. Price the work against drawings.

All prices in Canadian dollars, before HST unless stated. Your quote depends on the confirmed scope. Our full-home cost guide shows starting examples by house size and the scope behind those numbers. For early planning, use the renovation cost calculators.

What changes the budget? Use the area actually being renovated. Keeping a suitable kitchen footprint, sound services and usable finishes can reduce the work. Moving plumbing, opening structural walls, replacing systems or commissioning custom cabinetry adds responsibilities and cost.

What needs a separate check? Confirm design, engineering, permits, appliances, HST and other exclusions when comparing figures. Accommodation, exterior work, concealed repairs and contingency need their own budget decisions.

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Capable Group

Finish date in writing

Permits, ordering and trades are planned around the agreed scope and construction sequence.

Lifetime workmanship warranty

Written, transferable coverage. Review the terms before you sign.

Compare the same scope

Send the other written quote. We check what it includes before applying the 5% price-beat offer.

Free 3D design

See how the connected rooms work before agreeing the finishes and construction scope.

What to check in another quote

Unsupported timelines

A schedule that ignores permits, materials, site access, and trade sequencing is not a real plan.

Unclear warranty language

A warranty is less useful if coverage, exclusions, and responsibility are not explained.

Allowance-heavy pricing

Low quotes often hide permit, disposal, prep, or finish allowances that change later.

Thin design support

A sketch is not enough when layout, finishes, and fixtures are still undecided.

Plan the whole house before opening the first room

Plan the connections between rooms alongside the rooms themselves. Flooring transitions, doorways, stairs, cabinetry and shared services can affect several areas at once. Capable connects your priorities to a coordinated layout and construction scope, so the estimate can show how those decisions work across the home.

Completed Richmond Hill home renovation by Capable Group

Decide What Changes—and What Stays

Your renovation can cover the main floor, several connected rooms or the whole house. Start with the spaces you want to improve, then identify the layouts, features and finishes worth keeping.

Capable brings 25 years of renovation experience to Toronto and GTA projects. A free estimate visit helps establish what needs investigation and what belongs in the quote, with free 3D design and an itemized fixed quote.

Connect the Layout to the Work Behind It

Moving a kitchen, opening a wall or adding a bathroom can affect structure, plumbing, electrical work and ventilation. Reviewing those connections early helps turn the design into a defined construction scope.

Coordinate the Build Around Your Home

Permits, material deliveries and the order of trade work affect the schedule. Access, dust protection and the rooms you can keep using also need a plan, especially if you hope to stay at home.

For example, an island affects the passage into the dining area and access to appliances. A new floor meets existing doors, stairs and adjoining rooms. Those are useful design checks because approving each item separately can leave a conflict for the installation stage.

Start by explaining the change you need in daily use: a kitchen that is easier to move through, bathrooms with useful storage, or rooms that connect more naturally. Then identify what can stay. The full-home planning guide helps put those decisions in order before finishes and custom orders lock the scope.

The scope should follow the condition of the house and the change you want. A coordinated whole-home renovation can retain sound elements. Structural alterations, damaged assemblies or unsuitable services may require more extensive opening and replacement. Establish the necessary work before describing the project as a finish update or a full gut renovation.

An older Toronto house deserves particular attention before expensive surfaces are selected. Records, visible condition, structure and building systems can reveal questions requiring professional assessment. A freshly decorated room cannot tell you everything about what is concealed behind it. Our older-house renovation guide explains the investigations to consider.

If a decision remains unresolved, show it in the scope rather than relying on an assumption. That lets you compare the cost of retaining an element with the work needed to replace it, and makes the boundary of the fixed quote easier to understand.

If you plan to renovate in stages, check the connections before finishing the first room. New plumbing or wiring for a later phase may need to pass through it. Agree which services, openings and access routes to prepare now, and which work can wait. Our whole-home planning guide explains how to compare one coordinated build with work in phases.

Our published planning guide gives 6–12 months from design start to move-in for a GTA full-home renovation. It describes 2–4 months for design and permits together and 3–8 months for construction. These are early planning ranges for their stated phases, not a guaranteed completion date. Full-home renovation timeline.

The design-and-permit figure is one combined phase. It does not establish a separate two-to-four-month allowance for each activity. Nor should the endpoints of the phase ranges be added to create a promised total. Finish-led work can be quicker. A full gut, addition, underpinning, major systems replacement or difficult discovery in an older house may need twelve months or more.

Capable plans starts around approvals, materials, trades, access and current capacity. Before accepting a schedule, clarify which decisions must be completed, which products need ordering and what conditions could change the sequence. That discussion should also explain how the household will use the property while the work is underway.

A municipal review clock describes part of the approval process. Toronto publishes a 10-business-day review standard for complete applications in its House Stream, covering specified houses with no more than two dwelling units. The actual project must meet the stream’s conditions. Toronto permit review streams.

Eligible interior projects may fit Toronto’s Express stream, which has a three-business-day review goal after intake. Residential additions are excluded. A review can produce comments or require further information, so either figure should be kept separate from permit issuance, design preparation and construction. Check the actual scope against Express eligibility.

This is why permit questions belong before a start date is fixed. Capable flags structure, plumbing, electrical and legal-suite questions during scope planning. If your whole-home project includes an addition or basement apartment, identify that work explicitly rather than assuming a general interior-renovation approval covers it.

See your home planned as one project

Start with a free estimate visit. Bring your room ideas, drawings or another quote, and we will work through the connected scope.
Review how Capable separates scope, price, permits, timeline, and exclusions before construction starts.

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From your first visit to the final walkthrough

  1. Discuss the project. Share the house, rooms, priorities and budget band by call or WhatsApp.
  2. Free estimate visit. Review what can stay and what needs structural or services investigation.
  3. Design and itemized quote. Develop the layout with 3D design; agree included work, allowances and exclusions.
  4. Drawings and permits. Confirm who prepares and submits each document and allow for review before setting build dates.
  5. Build and walkthrough. Agree the project contact, record changes and their price, then review the completed scope and warranty terms.

Plan & Price

Photos, rooms involved, city, timing, budget range, and quote gaps.

Design & Materials

Layout, finish decisions, drawings, and ordering plan where needed.

Permits & Prep

Permit needs, trade coordination, access, site protection, and material lead times.

Build & Clean

Managed trades, site protection, progress updates, cleanup, and handover.

Keep the budget clear as decisions change

Agree the scope first. We itemize the confirmed work. Match the quote to your drawings and selections; check allowances, exclusions and how concealed repairs will be handled.

Price a change before you approve it. A moved fixture or new finish can affect other rooms and trades. Ask for its cost and schedule impact in writing.

Keep decisions visible. Agree your project contact and how progress and approvals are recorded. Check payment stages, warranty terms, insurance and WSIB information before work begins.

From homeowner reviews

“They updated our kitchen and three bathrooms.” — Lois, April 3, 2025

“The renovations they did to our bathroom truly make it stand out, and the new kitchen looks fantastic.” — Doris, April 30, 2025

Renovating in phases?

Plan the full scope before starting the first phase, including future service routes and finish junctions. Agree which rooms, access routes and services remain usable. That arrangement decides whether you can stay at home during construction.

Included in Every Quote

Never On Your Invoice

Inclusions, allowances and exclusions, written before you sign.

Choose Your Renovation Path

Basement underpinning

If low headroom limits the lower level, review floor lowering alongside the whole-home layout and the finishing work that follows. Explore basement underpinning.

What a Toronto Renovation Quote Should Include

01   Scope, Drawings, and Permits

Clear plans, drawings, and permit assumptions are what stop a quote from changing shape halfway through the job.

Bathrooms, kitchens, laundry, or layout changes often trigger plumbing, electrical, and HVAC work that must be priced honestly from the start.

Demolition, disposal, framing adjustments, leveling, and hidden repair prep are common areas where low quotes miss real work.

Finish quality matters, but so do material allowances. A realistic quote explains what grade of flooring, tile, fixtures, and trim is actually included.

Schedule reliability depends on approvals, material ordering, trade coordination, and site access, not just on a promised finish date.

A good renovation quote explains warranty coverage, what is excluded, and how change orders are handled if hidden conditions show up later.

Projects Completed.
2,000 +
Years of renovation experience
25 +
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$ 5 M+
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Covered

Got Questions about Whole Home Renovation in Toronto?

How much does a home renovation cost in Toronto?

GTA market planning ranges start at about $100 per renovated square foot for finish-led work, about $175–$300 for comprehensive renovation, and above $300 for structural or high-end work. A 1,500 sq ft house at the lower band is a six-figure project. These are Canadian-dollar ranges before HST. Keeping the layout and services can simplify scope; moving plumbing, replacing systems, custom finishes and hidden repairs can add work. Your quote follows a visit and scope review.

What should be planned together before rooms are priced?

Review flooring transitions, doorways, stairs, cabinetry and shared services alongside each room. An island changes circulation; opening a wall can affect structure, wiring and the adjoining finishes. Identify what can stay before choosing products. Our full-home planning guide helps put these decisions in order.

Can we renovate the main floor without redoing the whole house?

Yes. A connected renovation can focus on the main floor or selected rooms. Define the spaces and finishes to keep, then check how the new layout and services meet them. Whole-home planning does not require stripping out every sound element. For an older property, review visible condition, records, structure and services before expensive finishes are ordered; see the older-house renovation guide.

How long does a full home renovation take?

Our published planning guide gives 6–12 months from design start to move-in, including 2–4 months for design and permits together and 3–8 months for construction. Finish-led work can be quicker; extensive structural work or discoveries may take twelve months or more. Approvals, ordering, trade sequence and access affect the dates. Your finish date is written into the contract, with assumptions and changes recorded alongside the scope.

Do you handle permits and structural work in-house?

Yes. Drawings, permit submission, structural changes and basement underpinning are done by our own team, with required professional responsibilities identified in the scope. Toronto requires permits for many structural, plumbing, HVAC, addition and change-of-use projects. A complete eligible House Stream application has a 10-business-day review standard; eligible Express applications have a three-business-day review goal after intake. These are review clocks, not guaranteed permit issuance or construction start dates. Check the current streams and Express eligibility.

What should I compare before accepting a quote?

Compare the same rooms, materials, allowances, exclusions, permit responsibilities, demolition, disposal, protection and cleaning. Check payment milestones, change orders, schedule assumptions and warranty conditions. The confirmed quote includes design and 3D renderings, architect fees and drawings, materials and labour, disposal and post-construction cleaning. No structural fees are added outside the agreed scope or an approved change order. Travel time costs, administrative markups and overtime charges are not added to your invoice. Confirm how concealed conditions will be investigated and price changes before approval. Bring a competing quote for scope review; our 5% offer applies to the same scope.

Can we live in the house during the renovation?

Often yes for finish-led, phased work; usually no during a full gut or structural phase. Agree which rooms, services and access routes remain usable, with protection and the sequence recorded in the schedule. Plan future service routes before the first phase closes access that a later phase needs. The practical answer comes from your scope and household arrangements.

What should I send before asking for a renovation estimate?

Send photos or video, the rooms involved, your city, timing, budget direction and any plans, survey or quote you already have. You can call before you have drawings: explain what is not working and what you want to keep. Capable is based in Woodbridge, with a showroom available by appointment. Our home renovation service areas include Ajax, Aurora, Barrie, Bolton, Brampton, Brantford, Burlington, Caledon, Cambridge, Etobicoke, Guelph, Halton Hills, Hamilton, King City, Kitchener, Markham, Milton, Mississauga, Newmarket, Nobleton, North York, Oakville, Oshawa, Pickering, Richmond Hill, Scarborough, St Catharines, Stoney Creek, Thornhill, Vaughan, Whitby, Woodbridge.

What changes the budget most?

Kitchen and bathroom scope, plumbing and electrical work, structural changes, finish level, hidden repairs, access, permit assumptions, and how many trades must be coordinated usually move the budget most.

For an older property, use the older-house renovation checks before finishes are ordered.

Do I need permits for a renovation project?

Many projects do when structure, layout, plumbing, HVAC, additions, basement finishing with certain work, or legal-suite use is involved. Toronto Building says a permit is required for additions, material alterations, and several basement, heating, plumbing, and change-of-use situations. We treat permit needs as part of scope review, not as an afterthought.

How much does it cost to renovate a 2,000 sq ft house in Toronto?

In the GTA market, from about $200K for a finish-led update of 2,000 renovated sq ft, about $350K–$600K for a comprehensive renovation, and above $600K for structural or high-end work, before HST. Only the area you actually change counts. Keeping the layout and the plumbing where they are is the biggest way to stay near the low end.

What can I renovate for $100,000?

In the GTA, about $100K usually covers a finish-led renovation of roughly 1,000 sq ft: kitchen and bathroom finishes, floors, paint and trim, with the layout and main services kept. Or fewer rooms done more deeply, such as a kitchen with a layout change plus a full bathroom. Tell us your budget at the first call, and we’ll tell you what fits.

Can we renovate in phases and keep one contractor?

Yes. We design the whole house first, then you build in the order your life and budget allow. Each phase is built for the next: the beam, the drains, the panel and the stairs are sized for what comes later, so no phase undoes the one before it. One team and one set of drawings carry through every phase.

Is it better to renovate or move in Toronto?

If you like the street and the house has good bones, price the renovation first. Moving inside Toronto means paying both Ontario’s and Toronto’s land transfer tax ($52,950 on a $1.5 million house), plus commission, legal fees and the move, before you change a room. Moving usually wins when the location or the lot is the problem. Our stay-or-move guide walks through the math.

Do I need a general contractor or a design-build team for a whole-house renovation?

A general contractor builds from drawings someone else made, so design, permits and construction sit with different people. In design-build, one team designs, draws, permits and builds. On a whole house, that’s what keeps the kitchen, the beam, the panel and the basement in one plan. That’s how we work, underpinning included.

What happens if you find a problem behind the walls?

We check moisture and structure before we quote, so fewer surprises are left to find. Anything that still needs a closer look is written into the scope as an open item, with how it will be handled. If something changes once the walls are open, nothing goes ahead without your signature and a price.

How much deposit do you take?

No big deposit. You pay in milestones tied to finished stages, and the final payment comes after your walkthrough. Whoever you hire, get the payment schedule in writing and know what each payment buys before you sign.

Are there grants or rebates for home renovations in Ontario?

Not for general renovations, but some parts of a project can qualify. Energy upgrades such as insulation and heat pumps may qualify under Ontario’s Home Renovation Savings Program. A self-contained suite for a senior or a relative with a disability may qualify for the federal Multigenerational Home Renovation Tax Credit. Each program sets its own rules; our Ontario renovation rebates finder lists them.

We don't have plans yet. Is it too early to call?

No. Most people call with a list, not plans. Send us photos of the rooms on your list on WhatsApp, and we’ll tell you what’s realistic and what to check first. The free 3D design and permit drawings come next, before you sign anything.

We might sell in a few years. Is a whole-house renovation worth it?

Nobody can honestly promise what a buyer will pay. What we can do is build what buyers and their home inspectors usually look at: permits closed and inspections passed for the work that needed them, no sign of water in the basement, wiring and plumbing brought up to date, and a kitchen and bathrooms people want to live with. You keep the work documented: the drawings, the itemized scope of what was done, and the permit and inspection records. Our lifetime workmanship warranty, in writing, transfers to the next owner. If you’re selling within a year, tell us at the first visit, and we’ll tell you which parts are worth doing and which to leave to the buyer.

Plan Your Full-Home Renovation

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Capable Group starts four new projects a month across all services.

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    Plan your renovation with us

    Itemized Scope Review

    We flag allowances, exclusions, and assumptions before final pricing.

    Design & Material Planning

    See the finished renovation direction before you commit to the build.

    On-Time Planning

    We review scope, timing, and site constraints before the project moves forward.

    “A clear scope today keeps the renovation from turning into guesswork later.”

    Get Your Free Renovation Estimate

    We beat any quote by 5%.

    Depends on your project, scope, site conditions, finishes, and what is already included.

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      Wait — before you go.

      We beat any quote by 5%.Depends on your project, scope, site conditions, finishes, and what is already included.

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